Average rates are based coverage of 100/300/100 ($100,000 of liability insurance for injuries to one person; $300,000 of liability insurance for injuries in one accident; $100,000 for property damage liability), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other insurance required in the state.
Source: Quadrant Information Services.
*In some cases USAA may be the cheapest company, but USAA auto insurance is available only to military members, veterans and their families.
Young drivers in Louisiana can face very high insurance rates, especially if the teen isn't on a parent's auto insurance policy. In Louisiana, these insurers had the cheapest car insurance according to our evaluation.
We found the cheapest rates from the following companies if you're looking for a full coverage policy.
If you're looking for only the minimum auto insurance in Louisiana, check quotes from these companies.
Poor credit can cause a large increase in auto insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest costs in our analysis.
Brace yourself for a rate increase at renewal time if you have gotten a speeding ticket. In our analysis, these companies have the cheapest car insurance in Louisiana for drivers with a speeding ticket.
Below are the cheapest companies we found for Louisiana drivers who caused an accident that injured someone else.
Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Louisiana who have a DUI conviction.
Drivers age 30 in Louisiana can find steep insurance rates depending on their driving record. Here's a look at the cheapest companies for a variety of common driving records.
We found the cheapest rates from the following companies if you're looking for a full coverage policy.
If you're looking for only the required auto insurance in Louisiana, check prices from these companies.
Poor credit can cause a steep increase in car insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest rates in our analysis.
Be prepared for a rate increase at renewal time if you have received a speeding ticket. In our analysis, these companies have the cheapest car insurance in Louisiana for drivers with a speeding ticket.
Below are the cheapest companies we found for Louisiana drivers who caused an accident that injured someone else.
Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Louisiana who have a DUI conviction.
Louisiana drivers age 40 can typically save substantial money by comparing costs from multiple insurers. We looked at which insurers offer the lowest quotes in Louisiana, depending on your driving record.
We found the cheapest rates from the following companies if you're looking for a full coverage policy.
If you're looking for only the required auto insurance in Louisiana, check prices from these companies.
Poor credit can cause a steep increase in car insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest costs in our analysis.
Brace yourself for a rate increase at renewal time if you have received a speeding ticket. In our analysis these companies have the cheapest car insurance in Louisiana for drivers with a speeding ticket.
Below are the cheapest insurers we found for Louisiana drivers who caused an accident that injured someone else.
Shopping around for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Louisiana who have a DUI conviction.
Louisiana drivers in their 50s are enjoying the lowest rates they'll get based on age. But a spotty driving record can make cheap car insurance harder to find.
We found the cheapest rates from the following companies if you're looking for a full coverage policy.
If you're looking for only the minimum auto insurance in Louisiana, check quotes from these companies.
Poor credit can cause a significant increase in auto insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest costs in our analysis.
Brace yourself for a rate increase at renewal time if you have received a speeding ticket. In our analysis, these companies have the cheapest car insurance in Louisiana for drivers with a speeding ticket.
Below are the cheapest insurers we found for Louisiana drivers who caused an accident that injured someone else.
Shopping around for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest rates for drivers in Louisiana who have a DUI conviction.
Auto insurance rates often begin to rise around age 65, even if you have a great driving record. We found the cheapest insurers for Louisiana drivers at age 60.
We found the cheapest rates from the following companies if you're looking for a full coverage policy.
If you're looking for only the required auto insurance in Louisiana, check prices from these companies.
Poor credit can cause a significant increase in car insurance rates compared to the same driver with good credit. We found these companies to have the cheapest costs in our analysis.
Brace yourself for a rate increase at renewal time if you have received a speeding ticket. In our analysis these companies have the cheapest car insurance in Louisiana for drivers with a speeding ticket.
Below are the cheapest options we found for Louisiana drivers who caused an accident that injured someone else.
Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Louisiana who have a DUI conviction.
Louisiana drivers age 70 are getting higher rates due to age. But relatively cheap auto insurance can still be found by comparing quotes from a few companies.
We found the cheapest rates from the following companies if you're looking for a full coverage policy.
If you're looking for only the minimum auto insurance in Louisiana, check rates from these companies.
Poor credit can cause a significant increase in car insurance rates compared to the same driver with good credit. We found these insurers to have the cheapest costs in our analysis.
Expect a rate increase at renewal time if you have gotten a speeding ticket. In our analysis, these companies have the cheapest car insurance in Louisiana for drivers with a speeding ticket.
Below are the cheapest companies we found for Louisiana drivers who caused an accident that injured someone else.
Comparing quotes for car insurance can be smart if you have a DUI on your record. We found these companies have the cheapest costs for drivers in Louisiana who have a DUI conviction.
Locating low-cost car insurance in Louisiana can be done by using these strategies. An ideal car insurance policy for you will have a good cost and coverage types that address the risks you have.
Car insurance rates can vary significantly among insurers in Louisiana. That means comparing quotes from multiple companies is key to finding cheap car insurance in Louisiana.
Getting a ticket or causing an accident will typically result in an insurance bill increase. A company that offered cheap Louisiana car insurance for you previously may no longer be a smart option. In some cases you need to switch car insurance companies in order to regain low rates again.
You may be able to get savings by removing auto insurance coverage you no longer want, such as roadside assistance or new car replacement coverage. If you haven't taken a look at your auto policy in a while, it may be a good time to review your policy.
You may be able to find savings if you have collision and comprehensive insurance. By raising your car insurance deductible you can reduce your premium. Simply contact your insurance agent to find out how much you can save at higher deductible amounts.
Many car insurance discounts are subtracted from your policy automatically, but there may be additional car insurance discounts your insurance company doesn't know you're eligible for. For example, if you have a high school or college student in your household who gets good grades, you might qualify for a good student discount. Ask your insurance company for a review of possible discounts.
You can often get good savings by bundling auto insurance with home insurance, condo or renters insurance, our analysis found that the average price break for bundling is 14%.
The way you pay for auto insurance payment could lead to further discounts. These are usually small discounts but they are easy to get. For example, paying for your entire car insurance term upfront typically garners a price cut. If you're paying in monthly installments, your insurer might have a small discount for EFT payments. Paperless billing could be another possible discount, depending on your insurer.
Except where otherwise noted, average rates are based on a female driver insuring a new RAV4 with coverage of 100/300/100 ($100,000 of liability insurance for injuries to one person; $300,000 of liability insurance for injuries in one accident; $100,000 for property damage liability), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other insurance required in the state. Average rates for cities are based on a 40-year-old female good driver with the above coverage. Source: Quadrant Information Services.